Tag Archives: housing

Mortgage Farce

Work with me people. We’ve got to find the funny in this. I know it’s there, but I’m looking at it from the inside. Did you think my mortgage modification was official? So did I. Evidently, it is somewhat up … Continue reading

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Recovering My Fence

It is August and summer. Time to fix fences broken in December and winter – in 2011. Personal economic recoveries only happen overnight with a different kind of windfall. I believe in such things, and hoped my friend’s news of … Continue reading

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My Money And My Life

Clear one hurdle and a new adventure embarks. From what I can tell, I’ve managed to keep my house, get an impressively modified mortgage, and built my business to the point that I can pay at least all my regular … Continue reading

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My Mortgage Modification Chronology

The short story: I get to keep my house, and here’s how it happened. This post will be far less literary than most, but also far more literal and hopefully useful. It is inspired by a celebratory event that I … Continue reading

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Repair The Fourth R

A lawnmower, a weed whacker, a convection/microwave, and a big hurking battery. Meet four of the items that fell into disrepair when I couldn’t pay the mortgage. They are also four steps I’m taking in my recovery, thanks to a … Continue reading

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The Recovery Begins

My recovery begins. My modified mortgage is official, I think. Celebrations were held, mostly by others. Life is improving, slowly – and that’s the way pivotal good news happens, slowly and incrementally (unless I hit the lottery jackpot.) Welcome to … Continue reading

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My Officially Modified Mortgage

It’s official – I think. The paperwork from the mortgage servicer came back signed and stamped. Let me check for the third or fourth time. Yep. Signatures have been applied. Okay, what’s next? Ah, wait a minute. I skipped a … Continue reading

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Replacing Housing Anxiety With Mortgage Relief

Relief – and it has only just begun. After a series of phone calls and emails I finally received the mortgage modification package that means I get to keep my house, my home. That’s what I hoped was in the … Continue reading

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But Not Yet

As I begin typing, we are less than eight hours away from the Summer Solstice, the beginning of summer (north of the Equator), the farthest the planet gets away from the Sun, and maybe the beginning of much better times. … Continue reading

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Trends Shifting Stalwarts

Conventional wisdom held that investing in the stalwarts, the old blue chips, was the way to safely invest. Dull but successful. The market continues to hit new highs, mostly through the action of the biggest companies, that are more a … Continue reading

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